Maldives Underwater Villa Stay Guide: Cost, Resorts & Experience

The Maldives is known worldwide for its crystal-clear waters, white sandy beaches, and luxurious resorts. Among its unique offerings, the Maldives underwater villa stands out as a once-in-a-lifetime experience. Imagine falling asleep surrounded by colorful fish, corals, and the gentle sway of the ocean. It is more than a stay; it is a full immersion into nature’s beauty without leaving your comfort zone.

Choosing the right underwater villa can be overwhelming. Resorts offer different levels of luxury, amenities, and experiences. Your decision may depend on your Maldives water villa budget, the type of marine life you hope to see, or even the diving opportunities available nearby. This guide will make it simple for you to pick your dream underwater stay.

Here, we will cover the top five underwater villas in the Maldives. From Pullman Maldives Maamutaa to Niyama Private Islands, you will get all the details about location, marine life, diving services, and traveller reviews. Each resort is described in detail to help you plan your ideal Maldives underwater villa vacation.

By the end of this guide, you will know which underwater villa fits your style, budget, and expectations. Whether it is a romantic honeymoon or a special adventure, the Maldives underwater villa experience promises memories that last forever. Read on to find your perfect underwater escape.

Table of Contents

• Pullman Maldives Maamutaa
• Siyam World Maldives
• Conrad Maldives Rangali Island
• You & Me by Cocoon
• Niyama Private Islands
• Final Verdict
• FAQs

Pullman Maldives Maamutaa

It is located in the Gaafu Alifu Atoll, one of the most pristine areas of the Maldives. The resort offers the Aqua Villa, featuring one underwater bedroom and one overwater bedroom. The villa is designed with glass walls to provide uninterrupted views of the ocean. Modern interiors, spacious living areas, spa, gym, and private pools make it a luxurious escape for couples and families.

Marine Life: The underwater bedroom is home to colorful reef fish, small sharks, and occasional rays. Guests have reported waking up to schools of bright fish and vibrant corals just outside their glass walls. The tranquil environment makes it ideal for marine enthusiasts who enjoy observing sea life up close from the comfort of their room.

Adventure Activities: It offers a variety of adventure activities for all types of travellers. Guests can try jet skiing, windsurfing, kayaking, and paddleboarding in the waters. Guided excursions include dolphin watching, island hopping, and night fishing. The resort also has a water sports center that arranges private or group adventures for a more personalized experience.

Food Options: Guests can enjoy in-villa dining, with meals served directly to their villa. The menu features local Maldivian delicacies and international cuisine. Guests can enjoy breakfast by the pool or have a romantic dinner underwater. Fresh seafood and tropical fruits are prepared daily, ensuring an exquisite dining experience without leaving the villa.

Vegetarian/Jain Food Options: It caters to vegetarian and Jain diets upon request. The chefs are willing to customize dishes, ensuring adherence to dietary restrictions. Fresh fruits, salads, vegetable curries, and grains are part of the menu. Guests can communicate preferences in advance to guarantee a comfortable and satisfying meal experience.

Diving Service: It provides excellent diving services, including guided scuba diving tours and snorkeling excursions. Guests can explore nearby reefs, discover coral gardens, and spot manta rays. For beginners, professional instructors are available to ensure safe and enjoyable underwater adventures.

Reviews: Couples and travellers love the villa for its privacy and unique experience. Reviews highlight the stunning underwater views, attentive staff, and overall peaceful environment. Many couples describe it as a perfect honeymoon spot, while adventure seekers enjoy the proximity to top diving locations.

Budget/Night: ₹1 lakh per couple 

Google Rating: 4.9

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Siyam World Maldives

Located in Noonu Atoll, is a remote and pristine part of the Maldives. The resort’s underwater villa, called The Palace, is a luxurious multi-level residence with an underwater suite. The villa has floor-to-ceiling glass walls, a private infinity pool, spa, gym, and spacious indoor and outdoor areas. Guests can enjoy unmatched comfort while feeling completely immersed in the ocean.

Marine Life: The underwater suite showcases vibrant marine life, including reef fish, angel fish, and schools of tropical fish. The glass walls offer 24/7 views of the surrounding corals and occasional visits from small reef sharks. Guests frequently comment on how relaxing it is to watch the marine ecosystem from their bedroom.

Adventure Activities: It provides a full range of adventure activities for both water and land enthusiasts. Guests can enjoy snorkeling, scuba diving, kayaking, and parasailing. The resort also organizes guided reef excursions, marine photography tours, and beach volleyball. Yoga sessions, tennis, and cycling are available for those who prefer land-based activities.

Food Options: In-villa dining allows guests to enjoy multi-cuisine meals in privacy. Seafood, sushi, grills, and tropical cocktails are offered directly to the villa. The underwater suite also has a private dining option for romantic dinners or celebratory meals. The chefs ensure that every dish is fresh, flavorful, and visually appealing.

Vegetarian/Jain Food Options: Both are available upon request at Siyam World Maldives. Guests can enjoy a variety of vegetable-based dishes, fruit platters, and dairy options. The chefs accommodate specific meal plans and ensure that ingredients align with dietary preferences. Fresh local produce is used wherever possible to maintain authentic taste and nutrition.

Diving Service: They have professional diving and snorkeling services available for guests. There are guided dives for both beginners and experienced divers, including trips to nearby coral reefs. The resort also provides private diving instructors for those who want one-on-one guidance or personalized underwater experiences.

Reviews: Reviews from couples and travellers emphasize the uniqueness of staying in The Palace underwater suite. Guests enjoy the combination of luxury and adventure. Many highlight the peaceful environment, stunning marine views, and excellent customer service as reasons for returning or recommending the resort.

Budget/Night: ₹92,160 per couple

Google Rating: 4.6

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Conrad Maldives Rangali Island

It is situated in the South Ari Atoll. Its most famous underwater villa is The Muraka, a two-level residence with an underwater master bedroom. The villa is designed with a combination of contemporary design and luxurious amenities. Guests have private pools, living spaces above water, and direct access to the ocean.

Marine Life: The underwater bedroom offers panoramic views of tropical fish, rays, and coral formations. Guests often spot large schools of colorful fish and small reef sharks. The unique design makes it feel like living in an aquarium while still enjoying privacy and comfort.

Adventure Activities: They offer both high-energy and relaxed adventures. Guests can try diving, snorkeling, parasailing, and paddleboarding. Private yacht trips, sunset cruises, and shark feeding excursions are also available. The resort’s dive center provides lessons for beginners and guided tours for advanced divers to explore the vibrant reefs.

Food Options: Guests enjoy private dining experiences with meals prepared by personal chefs. Options include seafood platters, gourmet international dishes, and Maldivian specialties. Dining can take place in the underwater bedroom, on the overwater deck, or in private poolside areas. Every meal is crafted to be fresh, luxurious, and memorable.

Vegetarian/Jain Food Options: Both are available. Customized menus include vegetable curries, rice dishes, fresh salads, and fruit platters. Guests can request specific dishes or avoid certain ingredients. The resort ensures that dietary restrictions are strictly followed while maintaining high-quality flavor.

Diving Service: The resort offers exceptional diving services. Guests can enjoy snorkeling trips, guided dives to nearby reefs, and private diving sessions. It also offers diving for beginners and advanced divers, ensuring that everyone can experience the beauty of the ocean safely.

Reviews: Travellers and couples love The Muraka for its exclusivity and once-in-a-lifetime experience. Reviews often mention waking up to tropical fish and the excitement of dining above water while watching the ocean life below. 

Budget/Night: ₹1.1 lakh per couple

Google Rating: 4.8

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You & Me by Cocoon

Located in Raa Atoll and is known for its adults-only approach. The resort offers an underwater suite as part of its Manta Villa collection. The villa combines overwater luxury with a unique underwater experience. Modern design, private pool, and direct ocean access make it an ideal spot for couples.

Marine Life: The underwater suite lets guests enjoy marine life up close. Guests often see schools of tropical fish, rays, and colorful corals. The villa provides a calm environment to observe the underwater world at any time of day. It is especially popular among couples seeking privacy and romance.

Adventure Activities: It offers an exciting selection of adventure activities. Guests can enjoy kayaking, snorkeling, paddleboarding, and diving trips to nearby reefs. Guided island excursions and night fishing are also popular. Couples can try romantic sunset cruises or water sports lessons for a fun and adventurous stay.

Food Options: In-villa dining allows couples to enjoy meals without leaving the underwater suite. The menu offers a blend of Maldivian, Asian, and international dishes. Guests can enjoy private candlelit dinners or a casual breakfast on their deck. Fresh seafood, tropical fruits, and gourmet dishes make every meal special.

Vegetarian/Jain Food Options: Both are available upon request. The chefs prepare fresh vegetable dishes, lentil curries, and fruit platters according to dietary preferences. Guests can communicate their requirements beforehand to ensure meals are fully aligned with Jain principles or vegetarian needs.

Diving Service: They are available with expert guides. Guests can explore nearby reefs, participate in night diving excursions, and enjoy private lessons. Beginners and experienced divers alike can take advantage of the resort’s top-notch diving facilities.

Reviews: Couples praise the underwater suite for its intimacy and extraordinary setting. Reviews often mention romantic experiences, unforgettable marine views, and highly professional staff. Many guests consider it perfect for honeymoons or anniversary trips.

Budget/Night: ₹1 lakh per couple

Google Rating: 5.0

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Niyama Private Islands

It is located in Dhaalu Atoll, combining overwater villas with underwater experiences. The resort has underwater suites near the Subsix underwater restaurant. Guests can enjoy unique ocean views from their bedroom while accessing world-class facilities above water.

Marine Life: Marine life around the underwater suite is colourful. Guests report seeing tropical fish, small reef sharks, and even occasional manta rays. The surrounding corals create a colorful and peaceful environment. Watching the marine ecosystem from a bedroom is often described as magical.

Adventure Activities: It provides a wide range of adventure activities. Guests can try scuba diving, snorkeling, jet skiing, and kite surfing. The resort also organizes dolphin cruises, reef excursions, and island-hopping adventures. Yoga, tennis, and cycling are available for those who prefer land-based or relaxed activities.

Food Options: The underwater suite guests can enjoy in-villa dining with dishes ranging from fresh seafood to international favorites. Meals can be served underwater or on the overwater deck. Guests also have access to multiple resort restaurants, each offering unique culinary experiences. Fresh, locally sourced ingredients make every meal flavorful and memorable.

Vegetarian/Jain Food Options: Both are available. The chefs can prepare customized meals including fresh vegetables, legumes, and rice dishes. Guests can request dietary modifications to ensure no animal products or forbidden ingredients are included. This allows a safe and enjoyable dining experience for vegetarians and Jain travellers.

Diving Service: The resort offers diving services for all levels. Guided dives, snorkeling trips, and private diving sessions are available. Beginners receive instruction from professional diving instructors, while experienced divers can explore some of the most pristine reefs in the Maldives.

Reviews: Travellers and couples have given glowing reviews for Niyama’s underwater experience. Guests highlight the combination of comfort, privacy, and marine beauty. Many mention how memorable it is to spend a night underwater while enjoying luxurious amenities above water.

Budget/Night: ₹98,104 per couple

Google Rating: 4.8

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Final Verdict

The Maldives underwater villa experience is truly unforgettable. From Pullman Maldives Maamutaa to Niyama Private Islands, each resort offers a unique mix of luxury, adventure, and marine immersion. It is not just a stay but a memory that stays with you forever.

While the cost of these villas can vary greatly, it is possible to plan according to your Maldives water villa budget. Resorts like Pullman offer relatively affordable underwater stays, whereas Conrad and Siyam World provide ultra-luxury options. 

Couples and solo travellers alike will find joy in observing marine life from the comfort of their room. Diving services at each resort add an adventurous element, letting guests explore the surrounding reefs safely. The combination of underwater observation and diving makes the Maldives underwater villa experience a complete oceanic adventure.

In conclusion, if you are planning a Maldives vacation and want something extraordinary, the underwater villa stay should be at the top of your list. It combines luxury, natural beauty, and unforgettable experiences while offering options for different budgets. Your dream underwater escape in the Maldives awaits.

Frequently Asked Questions

How much does it cost to stay at the underwater hotel in Maldives?

Staying in a Maldives underwater villa can range widely depending on the resort. Budget-friendly options like Pullman Maldives Maamutaa cost around ₹92,000 per night for couples. Ultra-luxury villas such as The Muraka at Conrad Maldives Rangali Island can go up to ₹1.1 lakh per night. 

Which Maldives resort has underwater rooms?

The Maldives resorts with true underwater rooms include Pullman Maldives Maamutaa, Siyam World Maldives, and Conrad Maldives Rangali Island. These villas allow guests to sleep surrounded by marine life with glass walls providing panoramic ocean views. 

Are Maldives water villas worth the price?

Yes, Maldives water villas are worth the price for many travellers. They offer stunning views of the ocean, direct access to lagoons, and a unique experience of living above or below the water. The luxury, privacy, and amenities create unforgettable memories, especially for couples and honeymooners

Which is the cheapest water villa in Maldives?

One of the cheapest water villas in the Maldives is at Pullman Maldives Maamutaa, with rates starting around ₹92,000 per night. It offers an underwater bedroom experience with all the luxury and privacy of high-end resorts but at a relatively lower price compared to ultra-luxury options like The Muraka at Conrad Maldives. 

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